Savings Goal Calculator

Set a savings target and timeline to find out how much you need to save each month. Optionally factor in interest to reduce the required amount.

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Monthly Savings Needed

Enter values to calculate

How to Use the Savings Goal Calculator

1

Enter your savings goal amount.

2

Enter the number of months and optional interest rate.

3

View the required monthly savings.

Frequently Asked Questions

How is the monthly amount calculated?
Without interest: Monthly = Goal / Months. With interest, it accounts for compound growth to reduce the amount needed.
Does this include investment returns?
If you enter a positive rate, the calculator assumes your savings earn compound interest monthly.
What if I already have some savings?
Subtract your current savings from the goal before entering it, or plan for the remaining amount.

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